President Obama has pointed to the number of people that file bankruptcy because of medical bills, says, that these people either under insured or uninsured were. This was one of the reasons he gave similar for the need for a standardized national health care system in Canada. It uses data that he probably exactly considered that he actually accused cannot, but new data show that the original 2005 medical bankruptcy in error was. Reviews published by David Dranove and Michael Millenson and a working paper by Aparna Mathur, have this study with American Enterprise Institute, refuted and agree in principle that the idea that large numbers of Americans declare bankruptcy because of medical expenses are a myth is. The truth is that only about 17% of filer medical bills as a contributing factor and somewhere around 12 to 13%, asked that medical bills a reason ' were bankruptcy would say for submission.
What this says is that the study used Mr Obama has failed and that a standardized national health care system is tabled little or no effect on the number of insolvencies. The majority of bankruptcy for bad financial practices in credit card debt and live beyond their means filed are. Of course, in today's economy has changed. It may have been true in 2005, but is now becoming unemployed not wahr.Menschen and get a different job or pay a job much less accept... Here comes another bankruptcy. In this year alone we are approaching one million houses is withdrawn.Many of these same people are file Konkurs.Wenn can keep a roof over their heads not accept certainly other liabilities.
In fact, Canada saw held up as an example of Mr Obama's healthcare plan, bankruptcy prices higher than in the United States for 2006 and 2007. This includes the time after the insolvency reform laws but before the recession of 2008.This is moot point to machen.Nun especially important, because before the bankruptcy reform 2005 that differences between Canada and the United States were so different, comparisons between the two, however, Canada and the USA's insolvency enough to allow adequate cross-border comparisons are similar. It is now also true that comparisons can be valid after 2008, because statistics are bankruptcy by other policies which are completely independent to health care is distorted.
Another point that is worth a look, is that a large number of 17% of bankruptcies were stored for medical expenses the result of experimental or modern treatments, which were not covered by private insurance, and insurance would not covered by Government and are also not covered by Canada's healthcare program.In fact, research shows that Canada's numbers are very close to the United States, about 15% of bankruptcies are (filed by seniors 55 years and older) for medical debt.
So you can ignore the false information about medical bankruptcy when it comes to your feelings about a nationalized healthcare system. of course, the first steps already exist, but perhaps should thank also our northern neighbor Canada, and took their experiences lernen.Ihre not necessarily a feeling that the national health system there is a good thing ist.Und only people way back to the Government to push that this nationalized healthcare plan VOTE positive has diet us!
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